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3-Paycheck Months
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2026 Payday Calendar
Frequently Asked Questions
How does this payday calculator work?
Select your pay frequency (weekly, biweekly, semi-monthly, or monthly), choose the country you work in, and enter your last known payday. The calculator projects every future payday for the remainder of 2026 by applying your pay schedule rules. For biweekly schedules it counts forward in 14-day increments from your anchor date. For semi-monthly it uses the 15th and last day of each month. Results automatically adjust when a projected payday lands on a weekend or recognized public holiday.
What happens when payday falls on a holiday?
When a scheduled payday lands on a federal holiday in the US or a bank holiday in the UK, most employers move the payment to the preceding business day. This calculator follows that common convention and shifts the payday backward to the nearest weekday that is not a public holiday. A small warning badge appears next to any adjusted date so you can see exactly which paydays were moved and why. You can toggle between US and UK holiday calendars depending on where you are employed.
What are 3-paycheck months?
If you are paid biweekly you receive 26 paychecks per year, which means that two months will contain three paydays instead of the usual two. These extra-paycheck months are a great opportunity to boost savings or pay down debt because your recurring monthly bills remain the same while you receive additional income. The specific months depend on your pay schedule start date, and this calculator highlights them automatically so you can plan ahead.
How many pay periods are in 2026?
The number of pay periods in 2026 depends on your schedule. Weekly employees receive 52 paychecks. Biweekly employees typically receive 26, though in rare years the count can reach 27 depending on the starting anchor date. Semi-monthly employees always receive 24 paychecks (two per month), and monthly employees receive 12. This calculator displays the exact count for your chosen schedule along with every individual pay date for the full year.
Does this calculator account for leap years?
Yes. The calculator is aware of leap years and correctly handles February 29 when it occurs. In 2026 there is no leap day since it is not a leap year, but the underlying logic supports any year. For semi-monthly schedules that pay on the last day of the month, February will correctly show the 28th in standard years and the 29th in leap years. All date math uses proper calendar-aware calculations rather than simple day counting.